• W-4 WITHOLDING CALCULATOR

    Estimate and adjust your withholdings with our W-4 refund calculator

    Your W-4 directly affects your paycheck amount and potential tax refund. Use our W-4 tax withholding estimator to change your withholdings at any time and find the best fit for you. We’ll even help fill out your W-4 form(s).

  • W-4 calculator checklist

  • What you’ll need before you start:

    • Current paycheck stubs for all jobs

    • Last year’s tax return

    • Salary information for remainder of the year

    • Deductions info to be taken this year

    • Info on additional income you might receive
    Calculate my W-4

  • We’ll help you optimize your W-4

    Don’t be caught off guard by your refund amount or money you owe the IRS at tax time. We can help you...

  • Achieve more precise withholdings

    Your withholdings impact your refund and what you owe. We’ll help you understand them to avoid surprises.

  • Accommodate life changes

    If you have a new job, had children, got married, or had a significant income change, it’s time to update your W-4 form.

  • Include all sources of income

    It’s important to factor in all your household income, including income from your spouse or side job.

  • Avoid underpayment penalties

    We’ll help you avoid penalties you’d incur if you didn’t withhold enough throughout the year.

  • Calculate my W-4

  • Get tax help — however you need it

FAQs

For the W-4 calculator to estimate how much you should withhold, be sure to have on hand your paycheck info and estimates on any other income such as from a small business, interest, dividends, stocks, and more. You’ll also be asked about dependents and deductions.

Updating your W-4 changes how much federal tax your employer withholds from each paycheck. Increasing your withholding typically raises your tax refund or lowers what you owe at tax time, but it reduces your take‑home pay. Lowering your withholding increases your take‑home pay now but may reduce your refund or lead to a balance due.

Not at this time. This calculator only estimates federal tax withholding.

Yes, you can use the calculator to include self‑employment or freelance income when estimating your taxes. However, if you don’t also have wage income from an employer who issues a W‑2, you won’t be able to use the calculator to adjust your refund amount or generate a W-4 because those features require wage income.

Yes. You can submit a new W-4 to your employer at any time during the year.

It’s a good idea to review and update your W-4 each year or whenever a major life change happens, such as having a child, starting a new job, or other significant financial changes.

Yes. If you qualify for the head of household filing status, you can indicate it on your W-4. The W-4 calculator will ask questions about your situation to help determine your filing status and fill out the form accordingly.

In many cases, it’s possible to set your federal withholding to zero. The W-4 calculator can show you what your refund or balance due would look like with no withholding. However, be aware that you may face penalties if your balance due at tax time is too high.